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Commissions on P&C

Personal Lines

 

 

PERSONAL AUTO

Company Name

New

Renew*

Line notes

Effective Date

Special Message

AIG

10.0%

8.0%

Agency Auto

8/1/2008

 

AIG

13.0%

12.0%

Private Client Group

8/1/2008

 

Chubb

8.0%

8.0%

 

8/1/2008

 

Deerbrook

10.0%

8.0%

 

8/1/2008

 

Explorer

13.0%

12.0%

Universal

8/1/2008

 

Explorer

10.0%

10.0%

Preferred

8/1/2008

 

Explorer

8.0%

8.0%

Economy

8/1/2008

 

Grundy

8.0%

8.0%

Antiques & classic cars

8/1/2008

 

Hagerty

8.0%

8.0%

Antiques & classic cars

8/1/2008

 

MetLife

10.0%

8.0%

Preferred auto

8/1/2008

 

MetLife

8.0%

8.0%

Non-standard auto

8/1/2008

 

MetLife

8.0%

8.0%

Youthful operators

8/1/2008

 

Mexican Auto Ins

17.0%

15.0%

 

8/1/2008

 

OneBeacon

13.0%

12.0%

 

8/1/2008

 

OneBeacon

8.0%

8.0%

Youthful & older operators

8/1/2008

 

OneBeacon

8.0%

8.0%

OneChoice higher tiers

8/1/2008

 

QBE

10.0%

10.0%

 

8/1/2008

 

Safeco

12.0%

10.0%

Preferred auto

8/1/2008

 

Safeco

12.0%

10.0%

Standard auto

8/1/2008

 

Safeco

12.0%

10.0%

Antiques & classic cars

8/1/2008

 

Safeco

13.0%

8.0%

Non-standard auto

8/1/2008

 

The Hartford

12.0%

8.0%

 

9/1/2008

 

The Hartford

8.0%

8.0%

Youthful operator

8/1/2008

 

The Hartford

8.0%

8.0%

Essential Auto Package

8/1/2008

 

Travelers

13.0%

10.0%

CA only

8/1/2008

 

Travelers

13.0%

8.0%

All states other than CA

8/1/2008

 

Travelers

8.0%

8.0%

Youthful operator

8/1/2008

 

Unitrin

13.0%

8.0%

All states other than MT & TX

8/1/2008

 

Unitrin

12.0%

10.0%

MT only

8/1/2008

 

Unitrin

10.5%

10.5%

TX only

8/1/2008

 

HOMEOWNERS

Company Name

New

Renew*

Line notes

Effective Date

Special Message

Aegis Security

12.0%

11.0%

 

8/1/2008

 

AIG

12.0%

12.0%

Private Client Group

8/1/2008

 

AIG

8.0%

8.0%

Priv Client Group-FL & HI

8/1/2008

 

American Modern

13.0%

10.0%

 

8/1/2008

 

Balboa

12.0%

12.0%

All states other than CA

8/1/2008

 

Balboa

11.0%

8.0%

CA only

8/1/2008

 

Chubb

13.0%

12.0%

 

8/1/2008

Chubb's Homeowners commission rate may vary by state. Commissions indicated represent standard commissions and may not represent actual commissions paid.

First American

13.0%

12.0%

 

8/1/2008

 

Foremost

13.0%

10.5%

 

8/1/2008

 

Lexington

12.0%

12.0%

 

8/1/2008

 

MetLife

10.0%

8.0%

 

8/1/2008

 

OneBeacon

16.0%

15.0%

 

8/1/2008

 

OneBeacon

13.0%

12.0%

NY & Barnstable Co, MA

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

13.0%

12.0%

 

8/1/2008

 

The Hartford

10.0%

8.0%

 

8/1/2008

 

The Hartford

10.0%

6.0%

Condominiums

8/1/2008

 

Travelers

15.0%

13.0%

CA only

8/1/2008

 

Travelers

13.0%

13.0%

CA w/EQ

8/1/2008

 

Travelers

13.0%

13.0%

All states other than CA

8/1/2008

 

DWELLING

Company Name

New

Renew*

Line notes

Effective Date

Special Message

Aegis Security

13.0%

10.0%

 

8/1/2008

 

American Modern

12.0%

10.0%

 

8/1/2008

 

Balboa

12.0%

12.0%

All states other than CA

8/1/2008

 

Balboa

10.0%

8.0%

CA only

8/1/2008

 

First American

12.0%

12.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Lexington

10.0%

10.0%

 

8/1/2008

 

OneBeacon

17.0%

15.0%

Supported

8/1/2008

 

OneBeacon

13.0%

12.0%

NY/Barnstable Co, MA-Supported

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

12.0%

12.0%

 

8/1/2008

 

The Hartford

3.0%

3.0%

 

8/1/2008

 

Travelers

12.0%

12.0%

 

8/1/2008

 

EARTHQUAKE

Company Name

New

Renew*

Line notes

Effective Date

Special Message

AIG

8.0%

8.0%

Private Client Group-supported

8/1/2008

 

Axis Re

8.0%

8.0%

 

8/1/2008

 

Encompass

8.0%

10.0%

Supported

8/1/2008

 

Geovera

8.0%

10.0%

 

8/1/2008

 

Pacific Select

8.0%

10.0%

 

8/1/2008

 

Safeco

3.0%

3.0%

Supported

8/1/2008

 

The Hartford

3.0%

3.0%

Supported

8/1/2008

 

Travelers

3.0%

3.0%

Supported

8/1/2008

 

FLOOD

Company Name

New

Renew*

Line notes

Effective Date

Special Message

FloodPlus

14.0%

12.0%

NFIP Flood

8/1/2008

 

Lexington

10.0%

10.0%

Excess flood

8/1/2008

 

Travelers

3.0%

3.0%

Excess flood-supported

8/1/2008

 

INLAND MARINE

Company Name

New

Renew*

Line notes

Effective Date

Special Message

Lexington

10.0%

10.0%

 

8/1/2008

 

Travelers

12.0%

12.0%

Supported

8/1/2008

 

MOBILE HOME

Company Name

New

Renew*

Line notes

Effective Date

Special Message

American Modern

12.0%

10.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

PERSONAL LIABILITY

Company Name

New

Renew*

Line notes

Effective Date

Special Message

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

RENTERS

Company Name

New

Renew*

Line notes

Effective Date

Special Message

First American

12.0%

12.0%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

13.0%

11.0%

 

8/1/2008

 

The Hartford

10.0%

6.0%

 

8/1/2008

 

MOTORCYCLE

Company Name

New

Renew*

Line notes

Effective Date

Special Message

AIG

12.0%

8.0%

Harley's, cruisers & touring bikes

8/1/2008

 

AIG

8.0%

8.0%

All other bikes

8/1/2008

 

American Modern

12.0%

10.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

12.0%

8.0%

 

8/1/2008

 

MOTORHOME/RV

Company Name

New

Renew*

Line notes

Effective Date

Special Message

AIG

12.0%

10.0%

 

8/1/2008

 

American Modern

12.0%

10.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

12.0%

8.0%

 

8/1/2008

 

OFF ROAD

Company Name

New

Renew*

Line notes

Effective Date

Special Message

American Modern

12.0%

10.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

12.0%

8.0%

 

8/1/2008

 

Safeco

17.0%

15.0%

Snowmobile & golf cart

8/1/2008

 

Safeco

8.0%

8.0%

Snowmobile & golf cart-CA only

8/1/2008

 

UMBRELLA

Company Name

New

Renew*

Line notes

Effective Date

Special Message

Lexington

10.0%

10.0%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

RLI

12.0%

12.0%

 

8/1/2008

 

Safeco

12.0%

12.0%

Supported

8/1/2008

 

The Hartford

10.0%

8.0%

Supported

8/1/2008

 

Travelers

12.0%

12.0%

Supported

8/1/2008

 

 

WATERCRAFT

Company Name

New

Renew*

Line notes

Effective Date

Special Message

American Modern

12.0%

10.0%

 

8/1/2008

 

Foremost

12.0%

10.5%

 

8/1/2008

 

Hagerty

8.0%

8.0%

 

8/1/2008

 

Pacific Specialty

10.5%

10.5%

 

8/1/2008

 

Safeco

17.0%

15.0%

 

8/1/2008

 

The Hartford

10.0%

6.0%

Supported

8/1/2008

 

Travelers

17.0%

15.0%

CA only

8/1/2008

 

Travelers

12.0%

12.0%

All states other than CA

8/1/2008

 

 

 

 

             

                   Commercial Lines

BUSINESSOWNERS

Company Name

New

Renew

Line notes

Effective Date

Special Message

OneBeacon

17.0%

12.0%

 

8/1/2008

 

Safeco

13.0%

12.0%

 

8/1/2008

 

The Hartford

13.0%

12.0%

 

8/1/2008

 

Travelers

13.0%

12.0%

 

8/1/2008

 

Zurich

13.0%

12.0%

 

8/1/2008

 

RLI

13.0%

12.0%

In home business

8/1/2008

 

 

COMMERCIAL AUTO

Company Name

New

Renew

Line notes

Effective Date

Special Message

Century National

13.0%

12.0%

 

8/1/2008

 

Chubb

8.0%

8.0%

 

8/1/2008

 

Explorer

13.0%

12.0%

 

8/1/2008

 

National Indemnity

10.5%

10.5%

 

8/1/2008

 

OneBeacon

13.0%

12.0%

 

8/1/2008

 

Progressive

8.0%

8.0%

 

8/1/2008

 

Safeco

13.0%

12.0%

 

8/1/2008

 

The Hartford

13.0%

12.0%

 

8/1/2008

 

Travelers

13.0%

12.0%

 

8/1/2008

 

Travelers

8.0%

8.0%

Non-standard

8/1/2008

 

Unitrin

10.0%

10.0%

 

8/1/2008

 

Zurich

13.0%

12.0%

 

8/1/2008

 

 

PACKAGE

Company Name

New

Renew

Line notes

Effective Date

Special Message

Chubb

13.0%

12.0%

 

8/1/2008

Chubb's commercial package commission rate may vary by state. Commissions indicated represent standard commission and may not represent actual commission paid.

 

OneBeacon

16.0%

12.0%

 

8/1/2008

 

OneBeacon

15.0%

13.0%

Apartment/Condo/Hotel/Motel

8/1/2008

 

Safeco

12.0%

12.0%

 

8/1/2008

 

The Hartford

12.0%

12.0%

 

8/1/2008

 

Travelers

12.0%

12.0%

 

8/1/2008

 

American Modern

13.0%

10.0%

Multiple dwelling program

8/1/2008

 

 

WORKERS COMPENSATION

Company Name

New

Renew

Line notes

Effective Date

Special Message

ACE

8.0%

8.0%

 

8/1/2008

 

Aequicap

6.0%

4.0%

 

8/1/2008

 

AIG

8.0%

8.0%

 

8/1/2008

 

AmTrust

10.0%

10.0%

 

8/1/2008

 

CA State Fund

3.0%

5.0%

 

8/1/2008

Commissions paid for business written with California State Compensation Insurance Fund are governed by SAIS's agreement with the Fund and may differ based on that agreement.

 

Chubb

3.0%

3.0%

 

8/1/2008

 

Republic

8.0%

8.0%

 

8/1/2008

 

Safeco

8.0%

8.0%

CA only

8/1/2008

 

Safeco

6.0%

6.0%

All states other than CA

8/1/2008

 

Texas Builders

10.0%

8.0%

 

8/1/2008

 

The Hartford

8.0%

6.0%

 

8/1/2008

 

Travelers

8.0%

8.0%

CA only

8/1/2008

 

Travelers

13.0%

10.0%

First $1,000 for states other than CA

8/1/2008

Travelers Workers Compensation commission rates may vary by state. Commissions indicated represent standard commissions and may not represent actual commissions paid.

 

Travelers

13.0%

8.0%

Next $4,000 for states other than CA

8/1/2008

Travelers Workers Compensation commission rates may vary by state. Commissions indicated represent standard commissions and may not represent actual commissions paid.

 

Travelers

5.5%

5.5%

Next $10,000 for states other than CA

8/1/2008

Travelers Workers Compensation commission rates may vary by state. Commissions indicated represent standard commissions and may not represent actual commissions paid.

 

Travelers

5.5%

5.5%

Next $35,000 for states other than CA

8/1/2008

Travelers Workers Compensation commission rates may vary by state. Commissions indicated represent standard commissions and may not represent actual commissions paid.

 

Zenith

8.0%

8.0%

 

8/1/2008

 

Zurich

10.0%

10.0%

Non-construction <$25,000

8/1/2008

 

Zurich

8.0%

8.0%

Non-construction $25,000-50,000

8/1/2008

 

Zurich

3.0%

3.0%

Non-construction >$50,000

8/1/2008

 

Zurich

3.0%

3.0%

Construction up to $25,000

8/1/2008

 

Zurich

1.0%

1.0%

Construction >$25,000

8/1/2008

 

 

EXECUTIVE/MANAGEMENT LIABILITY

Company Name

New

Renew

Line notes

Effective Date

Special Message

Ironshore

13.0%

12.0%

 

8/1/2008

 

 

GENERAL LIABILITY

Company Name

New

Renew

Line notes

Effective Date

Special Message

Safeco

13.0%

12.0%

 

8/1/2008

 

Safeco

10.5%

10.0%

Ultra Contractors

8/1/2008

 

The Hartford

13.0%

12.0%

 

8/1/2008

 

Travelers

13.0%

12.0%

 

8/1/2008

 

 

INLAND MARINE

Company Name

New

Renew

Line notes

Effective Date

Special Message

Chubb

10.5%

10.0%

 

8/1/2008

Chubb's Inland Marine commission rate may vary by risk. Commissions indicated represent standard commission and may not represent actual commission paid.

 

Great American

13.0%

12.0%

 

8/1/2008

 

Great American

8.0%

8.0%

Dams, tunnels & bridges

8/1/2008

 

The Hartford

13.0%

12.0%

 

8/1/2008

 

Zurich

13.0%

12.0%

 

8/1/2008

 

Zurich

8.0%

8.0%

One shot builders risk

8/1/2008

 

 

PROFESSIONAL LIABILITY

Company Name

New

Renew

Line notes

Effective Date

Special Message

AIG

10.5%

10.0%

 

8/1/2008

AIG's Professional Liability commission rate may vary by risk. Commissions indicated represent standard commission and may not represent actual commission paid.

SURETY

Company Name

New

Renew

Line notes

Effective Date

Special Message

Safeco

25.0%

25.0%

 

8/1/2008

 

Safeco

17.0%

15.0%

ERISA & Business Service Bonds

8/1/2008

 

 

UMBRELLA/EXCESS

Company Name

New

Renew

Line notes

Effective Date

Special Message

AIG

8.0%

8.0%

 

8/1/2008

 

Chubb

13.0%

12.0%

 

8/1/2008

 

Travelers

13.0%

12.0%

 

8/1/2008

 

 



**Except for commissions paid after a Subscriber is terminated or cancelled, the commission rate paid and return commission due on policy endorsement and policy audit premium shall be the commission rate in effect on the effective date of the original policy or the most recent policy Renewal, whichever occurs later.

This commission page applies to Subscriber Agreements signed on or after 8/1/08.

Premiums generated by a policy endorsement or policy audit will not be combined with the original premium for purposes of calculating the commission due on the endorsement or audit

On Commercial Lines you are paid 80% of the commission percentage shown for policies with premium over $10,000. You are paid 70% of the commission percentage shown for policies with premium between $3,000 and $10,000. You are paid 60% of the commission shown for policies with premium below $3,000.**